Credit Default Prediction Report

Dataset statistics

Number of variables	25
Number of observations	30000
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	5.7 MiB
Average record size in memory	200.0 B

Variable types

Numeric	22
Categorical	3

Warnings

`PAY_0` is highly correlated with `PAY_2` and 3 other fields	High correlation
`PAY_2` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_3` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_4` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_5` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_6` is highly correlated with `PAY_2` and 3 other fields	High correlation
`BILL_AMT1` is highly correlated with `BILL_AMT2` and 4 other fields	High correlation
`BILL_AMT2` is highly correlated with `BILL_AMT1` and 4 other fields	High correlation
`BILL_AMT3` is highly correlated with `BILL_AMT1` and 4 other fields	High correlation
`BILL_AMT4` is highly correlated with `BILL_AMT1` and 4 other fields	High correlation
`BILL_AMT5` is highly correlated with `BILL_AMT1` and 4 other fields	High correlation
`BILL_AMT6` is highly correlated with `BILL_AMT1` and 4 other fields	High correlation
`PAY_0` is highly correlated with `PAY_2` and 2 other fields	High correlation
`PAY_2` is highly correlated with `PAY_0` and 7 other fields	High correlation
`PAY_3` is highly correlated with `PAY_0` and 9 other fields	High correlation
`PAY_4` is highly correlated with `PAY_0` and 10 other fields	High correlation
`PAY_5` is highly correlated with `PAY_2` and 8 other fields	High correlation
`PAY_6` is highly correlated with `PAY_2` and 8 other fields	High correlation
`BILL_AMT1` is highly correlated with `PAY_2` and 8 other fields	High correlation
`BILL_AMT2` is highly correlated with `PAY_2` and 10 other fields	High correlation
`BILL_AMT3` is highly correlated with `PAY_2` and 11 other fields	High correlation
`BILL_AMT4` is highly correlated with `PAY_3` and 13 other fields	High correlation
`BILL_AMT5` is highly correlated with `PAY_3` and 13 other fields	High correlation
`BILL_AMT6` is highly correlated with `PAY_4` and 11 other fields	High correlation
`PAY_AMT1` is highly correlated with `BILL_AMT1` and 5 other fields	High correlation
`PAY_AMT2` is highly correlated with `BILL_AMT3` and 5 other fields	High correlation
`PAY_AMT3` is highly correlated with `BILL_AMT4` and 7 other fields	High correlation
`PAY_AMT4` is highly correlated with `BILL_AMT4` and 6 other fields	High correlation
`PAY_AMT5` is highly correlated with `BILL_AMT4` and 5 other fields	High correlation
`PAY_AMT6` is highly correlated with `BILL_AMT5` and 4 other fields	High correlation
`PAY_0` is highly correlated with `PAY_2` and 1 other fields	High correlation
`PAY_2` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_3` is highly correlated with `PAY_0` and 4 other fields	High correlation
`PAY_4` is highly correlated with `PAY_2` and 3 other fields	High correlation
`PAY_5` is highly correlated with `PAY_2` and 4 other fields	High correlation
`PAY_6` is highly correlated with `PAY_2` and 5 other fields	High correlation
`BILL_AMT1` is highly correlated with `BILL_AMT2` and 4 other fields	High correlation
`BILL_AMT2` is highly correlated with `BILL_AMT1` and 5 other fields	High correlation
`BILL_AMT3` is highly correlated with `BILL_AMT1` and 5 other fields	High correlation
`BILL_AMT4` is highly correlated with `PAY_5` and 5 other fields	High correlation
`BILL_AMT5` is highly correlated with `PAY_6` and 6 other fields	High correlation
`BILL_AMT6` is highly correlated with `PAY_6` and 6 other fields	High correlation
`PAY_AMT1` is highly correlated with `BILL_AMT2`	High correlation
`PAY_AMT2` is highly correlated with `BILL_AMT3`	High correlation
`PAY_AMT4` is highly correlated with `BILL_AMT5`	High correlation
`PAY_AMT5` is highly correlated with `BILL_AMT6`	High correlation
`BILL_AMT5` is highly correlated with `BILL_AMT2` and 8 other fields	High correlation
`BILL_AMT2` is highly correlated with `BILL_AMT5` and 6 other fields	High correlation
`PAY_AMT1` is highly correlated with `PAY_AMT3` and 2 other fields	High correlation
`PAY_2` is highly correlated with `PAY_0` and 4 other fields	High correlation
`default.payment.next.month` is highly correlated with `PAY_0`	High correlation
`PAY_AMT3` is highly correlated with `BILL_AMT5` and 8 other fields	High correlation
`PAY_AMT4` is highly correlated with `PAY_AMT1` and 1 other fields	High correlation
`BILL_AMT1` is highly correlated with `BILL_AMT5` and 6 other fields	High correlation
`BILL_AMT4` is highly correlated with `BILL_AMT5` and 6 other fields	High correlation
`LIMIT_BAL` is highly correlated with `BILL_AMT5` and 5 other fields	High correlation
`PAY_0` is highly correlated with `PAY_2` and 5 other fields	High correlation
`BILL_AMT6` is highly correlated with `BILL_AMT5` and 6 other fields	High correlation
`PAY_4` is highly correlated with `PAY_2` and 4 other fields	High correlation
`PAY_AMT2` is highly correlated with `PAY_AMT1` and 3 other fields	High correlation
`PAY_5` is highly correlated with `BILL_AMT5` and 5 other fields	High correlation
`BILL_AMT3` is highly correlated with `BILL_AMT5` and 6 other fields	High correlation
`PAY_AMT5` is highly correlated with `PAY_AMT2` and 1 other fields	High correlation
`PAY_3` is highly correlated with `PAY_2` and 4 other fields	High correlation
`PAY_6` is highly correlated with `BILL_AMT5` and 5 other fields	High correlation
`PAY_AMT2` is highly skewed (γ1 = 30.45381745)	Skewed
`ID` is uniformly distributed	Uniform
`ID` has unique values	Unique
`PAY_0` has 14737 (49.1%) zeros	Zeros
`PAY_2` has 15730 (52.4%) zeros	Zeros
`PAY_3` has 15764 (52.5%) zeros	Zeros
`PAY_4` has 16455 (54.9%) zeros	Zeros
`PAY_5` has 16947 (56.5%) zeros	Zeros
`PAY_6` has 16286 (54.3%) zeros	Zeros
`BILL_AMT1` has 2008 (6.7%) zeros	Zeros
`BILL_AMT2` has 2506 (8.4%) zeros	Zeros
`BILL_AMT3` has 2870 (9.6%) zeros	Zeros
`BILL_AMT4` has 3195 (10.7%) zeros	Zeros
`BILL_AMT5` has 3506 (11.7%) zeros	Zeros
`BILL_AMT6` has 4020 (13.4%) zeros	Zeros
`PAY_AMT1` has 5249 (17.5%) zeros	Zeros
`PAY_AMT2` has 5396 (18.0%) zeros	Zeros
`PAY_AMT3` has 5968 (19.9%) zeros	Zeros
`PAY_AMT4` has 6408 (21.4%) zeros	Zeros
`PAY_AMT5` has 6703 (22.3%) zeros	Zeros
`PAY_AMT6` has 7173 (23.9%) zeros	Zeros

Reproduction

Analysis started	2022-01-26 14:22:52.470991
Analysis finished	2022-01-26 14:24:12.699574
Duration	1 minute and 20.23 seconds
Software version	pandas-profiling v3.0.0
Download configuration	config.json

ID
Real number (ℝ_≥0)

UNIFORM
UNIQUE

Distinct	30000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	15000.5

Minimum	1
Maximum	30000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	1
5-th percentile	1500.95
Q1	7500.75
median	15000.5
Q3	22500.25
95-th percentile	28500.05
Maximum	30000
Range	29999
Interquartile range (IQR)	14999.5

Descriptive statistics

Standard deviation	8660.398374
Coefficient of variation (CV)	0.5773406469
Kurtosis	-1.2
Mean	15000.5
Median Absolute Deviation (MAD)	7500
Skewness	0
Sum	450015000
Variance	75002500
Monotonicity	Strictly increasing

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2047	1	< 0.1%
1322	1	< 0.1%
15629	1	< 0.1%
9486	1	< 0.1%
11535	1	< 0.1%
21792	1	< 0.1%
23841	1	< 0.1%
17698	1	< 0.1%
19747	1	< 0.1%
29988	1	< 0.1%
Other values (29990)	29990	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	1	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
9	1	< 0.1%
10	1	< 0.1%

Value	Count	Frequency (%)
30000	1	< 0.1%
29999	1	< 0.1%
29998	1	< 0.1%
29997	1	< 0.1%
29996	1	< 0.1%
29995	1	< 0.1%
29994	1	< 0.1%
29993	1	< 0.1%
29992	1	< 0.1%
29991	1	< 0.1%

LIMIT_BAL
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct	81
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	167484.3227

Minimum	10000
Maximum	1000000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	10000
5-th percentile	20000
Q1	50000
median	140000
Q3	240000
95-th percentile	430000
Maximum	1000000
Range	990000
Interquartile range (IQR)	190000

Descriptive statistics

Standard deviation	129747.6616
Coefficient of variation (CV)	0.7746854124
Kurtosis	0.5362628964
Mean	167484.3227
Median Absolute Deviation (MAD)	90000
Skewness	0.9928669605
Sum	5024529680
Variance	1.683445568 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
50000	3365	11.2%
20000	1976	6.6%
30000	1610	5.4%
80000	1567	5.2%
200000	1528	5.1%
150000	1110	3.7%
100000	1048	3.5%
180000	995	3.3%
360000	881	2.9%
60000	825	2.8%
Other values (71)	15095	50.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
10000	493	1.6%
16000	2	< 0.1%
20000	1976	6.6%
30000	1610	5.4%
40000	230	0.8%
50000	3365	11.2%
60000	825	2.8%
70000	731	2.4%
80000	1567	5.2%
90000	651	2.2%

Value	Count	Frequency (%)
1000000	1	< 0.1%
800000	2	< 0.1%
780000	2	< 0.1%
760000	1	< 0.1%
750000	4	< 0.1%
740000	2	< 0.1%
730000	2	< 0.1%
720000	3	< 0.1%
710000	6	< 0.1%
700000	8	< 0.1%

SEX
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.7 MiB

2	18112
1	11888

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	30000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	2
2nd row	2
3rd row	2
4th row	2
5th row	1

Common Values

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

Length

Histogram of lengths of the category

Pie chart

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

Most occurring characters

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	30000	100.0%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

Most occurring scripts

Value	Count	Frequency (%)
Common	30000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	30000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	18112	60.4%
1	11888	39.6%

EDUCATION
Real number (ℝ_≥0)

Distinct	7
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.853133333

Minimum	0
Maximum	6
Zeros	14
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	1
median	2
Q3	2
95-th percentile	3
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.7903486597
Coefficient of variation (CV)	0.426493143
Kurtosis	2.078621603
Mean	1.853133333
Median Absolute Deviation (MAD)	1
Skewness	0.9709720486
Sum	55594
Variance	0.6246510039
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
2	14030	46.8%
1	10585	35.3%
3	4917	16.4%
5	280	0.9%
4	123	0.4%
6	51	0.2%
0	14	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	14	< 0.1%
1	10585	35.3%
2	14030	46.8%
3	4917	16.4%
4	123	0.4%
5	280	0.9%
6	51	0.2%

Value	Count	Frequency (%)
6	51	0.2%
5	280	0.9%
4	123	0.4%
3	4917	16.4%
2	14030	46.8%
1	10585	35.3%
0	14	< 0.1%

MARRIAGE
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.7 MiB

2	15964
1	13659
3	323
0	54

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	30000
Distinct characters	4
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1
2nd row	2
3rd row	2
4th row	1
5th row	1

Common Values

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

Length

Histogram of lengths of the category

Pie chart

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

Most occurring characters

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	30000	100.0%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

Most occurring scripts

Value	Count	Frequency (%)
Common	30000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	30000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
2	15964	53.2%
1	13659	45.5%
3	323	1.1%
0	54	0.2%

AGE
Real number (ℝ_≥0)

Distinct	56
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	35.4855

Minimum	21
Maximum	79
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	21
5-th percentile	23
Q1	28
median	34
Q3	41
95-th percentile	53
Maximum	79
Range	58
Interquartile range (IQR)	13

Descriptive statistics

Standard deviation	9.217904068
Coefficient of variation (CV)	0.2597653709
Kurtosis	0.04430337824
Mean	35.4855
Median Absolute Deviation (MAD)	6
Skewness	0.7322458688
Sum	1064565
Variance	84.96975541
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
29	1605	5.3%
27	1477	4.9%
28	1409	4.7%
30	1395	4.7%
26	1256	4.2%
31	1217	4.1%
25	1186	4.0%
34	1162	3.9%
32	1158	3.9%
33	1146	3.8%
Other values (46)	16989	56.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
21	67	0.2%
22	560	1.9%
23	931	3.1%
24	1127	3.8%
25	1186	4.0%
26	1256	4.2%
27	1477	4.9%
28	1409	4.7%
29	1605	5.3%
30	1395	4.7%

Value	Count	Frequency (%)
79	1	< 0.1%
75	3	< 0.1%
74	1	< 0.1%
73	4	< 0.1%
72	3	< 0.1%
71	3	< 0.1%
70	10	< 0.1%
69	15	0.1%
68	5	< 0.1%
67	16	0.1%

PAY_0
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.0167

Minimum	-2
Maximum	8
Zeros	14737
Zeros (%)	49.1%
Negative	8445
Negative (%)	28.1%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.123801528
Coefficient of variation (CV)	-67.29350467
Kurtosis	2.720715042
Mean	-0.0167
Median Absolute Deviation (MAD)	1
Skewness	0.7319749269
Sum	-501
Variance	1.262929874
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	14737	49.1%
-1	5686	19.0%
1	3688	12.3%
-2	2759	9.2%
2	2667	8.9%
3	322	1.1%
4	76	0.3%
5	26	0.1%
8	19	0.1%
6	11	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	2759	9.2%
-1	5686	19.0%
0	14737	49.1%
1	3688	12.3%
2	2667	8.9%
3	322	1.1%
4	76	0.3%
5	26	0.1%
6	11	< 0.1%
7	9	< 0.1%

Value	Count	Frequency (%)
8	19	0.1%
7	9	< 0.1%
6	11	< 0.1%
5	26	0.1%
4	76	0.3%
3	322	1.1%
2	2667	8.9%
1	3688	12.3%
0	14737	49.1%
-1	5686	19.0%

PAY_2
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.1337666667

Minimum	-2
Maximum	8
Zeros	15730
Zeros (%)	52.4%
Negative	9832
Negative (%)	32.8%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.197185973
Coefficient of variation (CV)	-8.949807922
Kurtosis	1.57041773
Mean	-0.1337666667
Median Absolute Deviation (MAD)	0
Skewness	0.7905650222
Sum	-4013
Variance	1.433254254
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	15730	52.4%
-1	6050	20.2%
2	3927	13.1%
-2	3782	12.6%
3	326	1.1%
4	99	0.3%
1	28	0.1%
5	25	0.1%
7	20	0.1%
6	12	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	3782	12.6%
-1	6050	20.2%
0	15730	52.4%
1	28	0.1%
2	3927	13.1%
3	326	1.1%
4	99	0.3%
5	25	0.1%
6	12	< 0.1%
7	20	0.1%

Value	Count	Frequency (%)
8	1	< 0.1%
7	20	0.1%
6	12	< 0.1%
5	25	0.1%
4	99	0.3%
3	326	1.1%
2	3927	13.1%
1	28	0.1%
0	15730	52.4%
-1	6050	20.2%

PAY_3
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.1662

Minimum	-2
Maximum	8
Zeros	15764
Zeros (%)	52.5%
Negative	10023
Negative (%)	33.4%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.196867568
Coefficient of variation (CV)	-7.201369245
Kurtosis	2.084435875
Mean	-0.1662
Median Absolute Deviation (MAD)	0
Skewness	0.8406818269
Sum	-4986
Variance	1.432491976
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	15764	52.5%
-1	5938	19.8%
-2	4085	13.6%
2	3819	12.7%
3	240	0.8%
4	76	0.3%
7	27	0.1%
6	23	0.1%
5	21	0.1%
1	4	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4085	13.6%
-1	5938	19.8%
0	15764	52.5%
1	4	< 0.1%
2	3819	12.7%
3	240	0.8%
4	76	0.3%
5	21	0.1%
6	23	0.1%
7	27	0.1%

Value	Count	Frequency (%)
8	3	< 0.1%
7	27	0.1%
6	23	0.1%
5	21	0.1%
4	76	0.3%
3	240	0.8%
2	3819	12.7%
1	4	< 0.1%
0	15764	52.5%
-1	5938	19.8%

PAY_4
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	11
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.2206666667

Minimum	-2
Maximum	8
Zeros	16455
Zeros (%)	54.9%
Negative	10035
Negative (%)	33.5%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.169138622
Coefficient of variation (CV)	-5.29821128
Kurtosis	3.496983496
Mean	-0.2206666667
Median Absolute Deviation (MAD)	0
Skewness	0.9996294133
Sum	-6620
Variance	1.366885118
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	16455	54.9%
-1	5687	19.0%
-2	4348	14.5%
2	3159	10.5%
3	180	0.6%
4	69	0.2%
7	58	0.2%
5	35	0.1%
6	5	< 0.1%
8	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4348	14.5%
-1	5687	19.0%
0	16455	54.9%
1	2	< 0.1%
2	3159	10.5%
3	180	0.6%
4	69	0.2%
5	35	0.1%
6	5	< 0.1%
7	58	0.2%

Value	Count	Frequency (%)
8	2	< 0.1%
7	58	0.2%
6	5	< 0.1%
5	35	0.1%
4	69	0.2%
3	180	0.6%
2	3159	10.5%
1	2	< 0.1%
0	16455	54.9%
-1	5687	19.0%

PAY_5
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	10
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.2662

Minimum	-2
Maximum	8
Zeros	16947
Zeros (%)	56.5%
Negative	10085
Negative (%)	33.6%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.133187406
Coefficient of variation (CV)	-4.256902352
Kurtosis	3.989748144
Mean	-0.2662
Median Absolute Deviation (MAD)	0
Skewness	1.008197025
Sum	-7986
Variance	1.284113697
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	16947	56.5%
-1	5539	18.5%
-2	4546	15.2%
2	2626	8.8%
3	178	0.6%
4	84	0.3%
7	58	0.2%
5	17	0.1%
6	4	< 0.1%
8	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4546	15.2%
-1	5539	18.5%
0	16947	56.5%
2	2626	8.8%
3	178	0.6%
4	84	0.3%
5	17	0.1%
6	4	< 0.1%
7	58	0.2%
8	1	< 0.1%

Value	Count	Frequency (%)
8	1	< 0.1%
7	58	0.2%
6	4	< 0.1%
5	17	0.1%
4	84	0.3%
3	178	0.6%
2	2626	8.8%
0	16947	56.5%
-1	5539	18.5%
-2	4546	15.2%

PAY_6
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	10
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	-0.2911

Minimum	-2
Maximum	8
Zeros	16286
Zeros (%)	54.3%
Negative	10635
Negative (%)	35.4%
Memory size	234.5 KiB

Quantile statistics

Minimum	-2
5-th percentile	-2
Q1	-1
median	0
Q3	0
95-th percentile	2
Maximum	8
Range	10
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.149987626
Coefficient of variation (CV)	-3.950489954
Kurtosis	3.42653413
Mean	-0.2911
Median Absolute Deviation (MAD)	0
Skewness	0.9480293916
Sum	-8733
Variance	1.322471539
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	16286	54.3%
-1	5740	19.1%
-2	4895	16.3%
2	2766	9.2%
3	184	0.6%
4	49	0.2%
7	46	0.2%
6	19	0.1%
5	13	< 0.1%
8	2	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2	4895	16.3%
-1	5740	19.1%
0	16286	54.3%
2	2766	9.2%
3	184	0.6%
4	49	0.2%
5	13	< 0.1%
6	19	0.1%
7	46	0.2%
8	2	< 0.1%

Value	Count	Frequency (%)
8	2	< 0.1%
7	46	0.2%
6	19	0.1%
5	13	< 0.1%
4	49	0.2%
3	184	0.6%
2	2766	9.2%
0	16286	54.3%
-1	5740	19.1%
-2	4895	16.3%

BILL_AMT1
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	22723
Distinct (%)	75.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	51223.3309

Minimum	-165580
Maximum	964511
Zeros	2008
Zeros (%)	6.7%
Negative	590
Negative (%)	2.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	-165580
5-th percentile	0
Q1	3558.75
median	22381.5
Q3	67091
95-th percentile	201203.05
Maximum	964511
Range	1130091
Interquartile range (IQR)	63532.25

Descriptive statistics

Standard deviation	73635.86058
Coefficient of variation (CV)	1.437545339
Kurtosis	9.806289341
Mean	51223.3309
Median Absolute Deviation (MAD)	21800.5
Skewness	2.663861022
Sum	1536699927
Variance	5422239963
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2008	6.7%
390	244	0.8%
780	76	0.3%
326	72	0.2%
316	63	0.2%
2500	59	0.2%
396	49	0.2%
2400	39	0.1%
416	29	0.1%
1050	25	0.1%
Other values (22713)	27336	91.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-165580	1	< 0.1%
-154973	1	< 0.1%
-15308	1	< 0.1%
-14386	1	< 0.1%
-11545	1	< 0.1%
-10682	1	< 0.1%
-9802	1	< 0.1%
-9095	1	< 0.1%
-8187	1	< 0.1%
-7438	1	< 0.1%

Value	Count	Frequency (%)
964511	1	< 0.1%
746814	1	< 0.1%
653062	1	< 0.1%
630458	1	< 0.1%
626648	1	< 0.1%
621749	1	< 0.1%
613860	1	< 0.1%
610723	1	< 0.1%
608594	1	< 0.1%
604019	1	< 0.1%

BILL_AMT2
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	22346
Distinct (%)	74.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	49179.07517

Minimum	-69777
Maximum	983931
Zeros	2506
Zeros (%)	8.4%
Negative	669
Negative (%)	2.2%
Memory size	234.5 KiB

Quantile statistics

Minimum	-69777
5-th percentile	0
Q1	2984.75
median	21200
Q3	64006.25
95-th percentile	194792.2
Maximum	983931
Range	1053708
Interquartile range (IQR)	61021.5

Descriptive statistics

Standard deviation	71173.76878
Coefficient of variation (CV)	1.447236829
Kurtosis	10.30294592
Mean	49179.07517
Median Absolute Deviation (MAD)	20810
Skewness	2.705220853
Sum	1475372255
Variance	5065705363
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2506	8.4%
390	231	0.8%
780	75	0.2%
326	75	0.2%
316	72	0.2%
2500	51	0.2%
396	51	0.2%
2400	42	0.1%
-200	29	0.1%
416	28	0.1%
Other values (22336)	26840	89.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-69777	1	< 0.1%
-67526	1	< 0.1%
-33350	1	< 0.1%
-30000	1	< 0.1%
-26214	1	< 0.1%
-24704	1	< 0.1%
-24702	1	< 0.1%
-22960	1	< 0.1%
-18618	1	< 0.1%
-18088	1	< 0.1%

Value	Count	Frequency (%)
983931	1	< 0.1%
743970	1	< 0.1%
671563	1	< 0.1%
646770	1	< 0.1%
624475	1	< 0.1%
605943	1	< 0.1%
597793	1	< 0.1%
586825	1	< 0.1%
581775	1	< 0.1%
577681	1	< 0.1%

BILL_AMT3
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	22026
Distinct (%)	73.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	47013.1548

Minimum	-157264
Maximum	1664089
Zeros	2870
Zeros (%)	9.6%
Negative	655
Negative (%)	2.2%
Memory size	234.5 KiB

Quantile statistics

Minimum	-157264
5-th percentile	0
Q1	2666.25
median	20088.5
Q3	60164.75
95-th percentile	187821.05
Maximum	1664089
Range	1821353
Interquartile range (IQR)	57498.5

Descriptive statistics

Standard deviation	69349.38743
Coefficient of variation (CV)	1.475106015
Kurtosis	19.78325514
Mean	47013.1548
Median Absolute Deviation (MAD)	19708.5
Skewness	3.087830046
Sum	1410394644
Variance	4809337537
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2870	9.6%
390	275	0.9%
780	74	0.2%
326	63	0.2%
316	62	0.2%
396	48	0.2%
2500	40	0.1%
2400	39	0.1%
416	29	0.1%
200	27	0.1%
Other values (22016)	26473	88.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-157264	1	< 0.1%
-61506	1	< 0.1%
-46127	1	< 0.1%
-34041	1	< 0.1%
-25443	1	< 0.1%
-24702	1	< 0.1%
-20320	1	< 0.1%
-17706	1	< 0.1%
-15910	1	< 0.1%
-15641	1	< 0.1%

Value	Count	Frequency (%)
1664089	1	< 0.1%
855086	1	< 0.1%
693131	1	< 0.1%
689643	1	< 0.1%
689627	1	< 0.1%
632041	1	< 0.1%
597415	1	< 0.1%
578971	1	< 0.1%
577957	1	< 0.1%
577015	1	< 0.1%

BILL_AMT4
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	21548
Distinct (%)	71.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	43262.94897

Minimum	-170000
Maximum	891586
Zeros	3195
Zeros (%)	10.7%
Negative	675
Negative (%)	2.2%
Memory size	234.5 KiB

Quantile statistics

Minimum	-170000
5-th percentile	0
Q1	2326.75
median	19052
Q3	54506
95-th percentile	174333.35
Maximum	891586
Range	1061586
Interquartile range (IQR)	52179.25

Descriptive statistics

Standard deviation	64332.85613
Coefficient of variation (CV)	1.487019671
Kurtosis	11.30932483
Mean	43262.94897
Median Absolute Deviation (MAD)	18656
Skewness	2.821965291
Sum	1297888469
Variance	4138716378
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3195	10.7%
390	246	0.8%
780	101	0.3%
316	68	0.2%
326	62	0.2%
396	44	0.1%
150	39	0.1%
2400	39	0.1%
2500	34	0.1%
416	33	0.1%
Other values (21538)	26139	87.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-170000	1	< 0.1%
-81334	1	< 0.1%
-65167	1	< 0.1%
-50616	1	< 0.1%
-46627	1	< 0.1%
-34503	1	< 0.1%
-27490	1	< 0.1%
-24303	1	< 0.1%
-22108	1	< 0.1%
-20320	1	< 0.1%

Value	Count	Frequency (%)
891586	1	< 0.1%
706864	1	< 0.1%
628699	1	< 0.1%
616836	1	< 0.1%
572805	1	< 0.1%
569034	1	< 0.1%
565669	1	< 0.1%
563543	1	< 0.1%
548020	1	< 0.1%
542653	1	< 0.1%

BILL_AMT5
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	21010
Distinct (%)	70.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	40311.40097

Minimum	-81334
Maximum	927171
Zeros	3506
Zeros (%)	11.7%
Negative	655
Negative (%)	2.2%
Memory size	234.5 KiB

Quantile statistics

Minimum	-81334
5-th percentile	0
Q1	1763
median	18104.5
Q3	50190.5
95-th percentile	165794.3
Maximum	927171
Range	1008505
Interquartile range (IQR)	48427.5

Descriptive statistics

Standard deviation	60797.15577
Coefficient of variation (CV)	1.508187617
Kurtosis	12.30588129
Mean	40311.40097
Median Absolute Deviation (MAD)	17688.5
Skewness	2.876379867
Sum	1209342029
Variance	3696294150
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3506	11.7%
390	235	0.8%
780	94	0.3%
316	79	0.3%
326	62	0.2%
150	58	0.2%
396	47	0.2%
2400	39	0.1%
2500	37	0.1%
416	36	0.1%
Other values (21000)	25807	86.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-81334	1	< 0.1%
-61372	1	< 0.1%
-53007	1	< 0.1%
-46627	1	< 0.1%
-37594	1	< 0.1%
-36156	1	< 0.1%
-30481	1	< 0.1%
-28335	1	< 0.1%
-23003	1	< 0.1%
-20753	1	< 0.1%

Value	Count	Frequency (%)
927171	1	< 0.1%
823540	1	< 0.1%
587067	1	< 0.1%
551702	1	< 0.1%
547880	1	< 0.1%
530672	1	< 0.1%
524315	1	< 0.1%
516139	1	< 0.1%
514114	1	< 0.1%
508213	1	< 0.1%

BILL_AMT6
Real number (ℝ)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	20604
Distinct (%)	68.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	38871.7604

Minimum	-339603
Maximum	961664
Zeros	4020
Zeros (%)	13.4%
Negative	688
Negative (%)	2.3%
Memory size	234.5 KiB

Quantile statistics

Minimum	-339603
5-th percentile	0
Q1	1256
median	17071
Q3	49198.25
95-th percentile	161912
Maximum	961664
Range	1301267
Interquartile range (IQR)	47942.25

Descriptive statistics

Standard deviation	59554.10754
Coefficient of variation (CV)	1.53206613
Kurtosis	12.27070529
Mean	38871.7604
Median Absolute Deviation (MAD)	16755
Skewness	2.846644576
Sum	1166152812
Variance	3546691724
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4020	13.4%
390	207	0.7%
780	86	0.3%
150	78	0.3%
316	77	0.3%
326	56	0.2%
396	45	0.1%
416	36	0.1%
-18	33	0.1%
2400	32	0.1%
Other values (20594)	25330	84.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-339603	1	< 0.1%
-209051	1	< 0.1%
-150953	1	< 0.1%
-94625	1	< 0.1%
-73895	1	< 0.1%
-57060	1	< 0.1%
-51443	1	< 0.1%
-51183	1	< 0.1%
-46627	1	< 0.1%
-45734	1	< 0.1%

Value	Count	Frequency (%)
961664	1	< 0.1%
699944	1	< 0.1%
568638	1	< 0.1%
527711	1	< 0.1%
527566	1	< 0.1%
514975	1	< 0.1%
513798	1	< 0.1%
511905	1	< 0.1%
501370	1	< 0.1%
499100	1	< 0.1%

PAY_AMT1
Real number (ℝ_≥0)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	7943
Distinct (%)	26.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5663.5805

Minimum	0
Maximum	873552
Zeros	5249
Zeros (%)	17.5%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1000
median	2100
Q3	5006
95-th percentile	18428.2
Maximum	873552
Range	873552
Interquartile range (IQR)	4006

Descriptive statistics

Standard deviation	16563.28035
Coefficient of variation (CV)	2.924524575
Kurtosis	415.2547427
Mean	5663.5805
Median Absolute Deviation (MAD)	1932
Skewness	14.66836433
Sum	169907415
Variance	274342256.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5249	17.5%
2000	1363	4.5%
3000	891	3.0%
5000	698	2.3%
1500	507	1.7%
4000	426	1.4%
10000	401	1.3%
1000	365	1.2%
2500	298	1.0%
6000	294	1.0%
Other values (7933)	19508	65.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5249	17.5%
1	9	< 0.1%
2	14	< 0.1%
3	15	0.1%
4	18	0.1%
5	12	< 0.1%
6	15	0.1%
7	9	< 0.1%
8	8	< 0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
873552	1	< 0.1%
505000	1	< 0.1%
493358	1	< 0.1%
423903	1	< 0.1%
405016	1	< 0.1%
368199	1	< 0.1%
323014	1	< 0.1%
304815	1	< 0.1%
302000	1	< 0.1%
300039	1	< 0.1%

PAY_AMT2
Real number (ℝ_≥0)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
SKEWED
ZEROS

Distinct	7899
Distinct (%)	26.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5921.1635

Minimum	0
Maximum	1684259
Zeros	5396
Zeros (%)	18.0%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	833
median	2009
Q3	5000
95-th percentile	19004.35
Maximum	1684259
Range	1684259
Interquartile range (IQR)	4167

Descriptive statistics

Standard deviation	23040.8704
Coefficient of variation (CV)	3.891274139
Kurtosis	1641.631911
Mean	5921.1635
Median Absolute Deviation (MAD)	1991
Skewness	30.45381745
Sum	177634905
Variance	530881708.9
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5396	18.0%
2000	1290	4.3%
3000	857	2.9%
5000	717	2.4%
1000	594	2.0%
1500	521	1.7%
4000	410	1.4%
10000	318	1.1%
6000	283	0.9%
2500	251	0.8%
Other values (7889)	19363	64.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5396	18.0%
1	15	0.1%
2	20	0.1%
3	18	0.1%
4	11	< 0.1%
5	25	0.1%
6	8	< 0.1%
7	12	< 0.1%
8	9	< 0.1%
9	6	< 0.1%

Value	Count	Frequency (%)
1684259	1	< 0.1%
1227082	1	< 0.1%
1215471	1	< 0.1%
1024516	1	< 0.1%
580464	1	< 0.1%
415552	1	< 0.1%
401003	1	< 0.1%
388126	1	< 0.1%
385228	1	< 0.1%
384986	1	< 0.1%

PAY_AMT3
Real number (ℝ_≥0)

HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	7518
Distinct (%)	25.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5225.6815

Minimum	0
Maximum	896040
Zeros	5968
Zeros (%)	19.9%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	390
median	1800
Q3	4505
95-th percentile	17589.4
Maximum	896040
Range	896040
Interquartile range (IQR)	4115

Descriptive statistics

Standard deviation	17606.96147
Coefficient of variation (CV)	3.36931393
Kurtosis	564.3112295
Mean	5225.6815
Median Absolute Deviation (MAD)	1795
Skewness	17.21663544
Sum	156770445
Variance	310005092.2
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5968	19.9%
2000	1285	4.3%
1000	1103	3.7%
3000	870	2.9%
5000	721	2.4%
1500	490	1.6%
4000	381	1.3%
10000	312	1.0%
1200	243	0.8%
6000	241	0.8%
Other values (7508)	18386	61.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5968	19.9%
1	13	< 0.1%
2	19	0.1%
3	14	< 0.1%
4	15	0.1%
5	18	0.1%
6	14	< 0.1%
7	18	0.1%
8	10	< 0.1%
9	12	< 0.1%

Value	Count	Frequency (%)
896040	1	< 0.1%
889043	1	< 0.1%
508229	1	< 0.1%
417588	1	< 0.1%
400972	1	< 0.1%
397092	1	< 0.1%
380478	1	< 0.1%
371718	1	< 0.1%
349395	1	< 0.1%
344261	1	< 0.1%

PAY_AMT4
Real number (ℝ_≥0)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	6937
Distinct (%)	23.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4826.076867

Minimum	0
Maximum	621000
Zeros	6408
Zeros (%)	21.4%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	296
median	1500
Q3	4013.25
95-th percentile	16014.95
Maximum	621000
Range	621000
Interquartile range (IQR)	3717.25

Descriptive statistics

Standard deviation	15666.15974
Coefficient of variation (CV)	3.246147995
Kurtosis	277.3337677
Mean	4826.076867
Median Absolute Deviation (MAD)	1500
Skewness	12.90498482
Sum	144782306
Variance	245428561.1
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	6408	21.4%
1000	1394	4.6%
2000	1214	4.0%
3000	887	3.0%
5000	810	2.7%
1500	441	1.5%
4000	402	1.3%
10000	341	1.1%
2500	259	0.9%
500	258	0.9%
Other values (6927)	17586	58.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6408	21.4%
1	22	0.1%
2	22	0.1%
3	13	< 0.1%
4	20	0.1%
5	12	< 0.1%
6	16	0.1%
7	11	< 0.1%
8	7	< 0.1%
9	9	< 0.1%

Value	Count	Frequency (%)
621000	1	< 0.1%
528897	1	< 0.1%
497000	1	< 0.1%
432130	1	< 0.1%
400046	1	< 0.1%
331788	1	< 0.1%
330982	1	< 0.1%
320008	1	< 0.1%
313094	1	< 0.1%
292962	1	< 0.1%

PAY_AMT5
Real number (ℝ_≥0)

HIGH CORRELATION
HIGH CORRELATION
HIGH CORRELATION
ZEROS

Distinct	6897
Distinct (%)	23.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4799.387633

Minimum	0
Maximum	426529
Zeros	6703
Zeros (%)	22.3%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	252.5
median	1500
Q3	4031.5
95-th percentile	16000
Maximum	426529
Range	426529
Interquartile range (IQR)	3779

Descriptive statistics

Standard deviation	15278.30568
Coefficient of variation (CV)	3.183386475
Kurtosis	180.0639402
Mean	4799.387633
Median Absolute Deviation (MAD)	1500
Skewness	11.12741705
Sum	143981629
Variance	233426624.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	6703	22.3%
1000	1340	4.5%
2000	1323	4.4%
3000	947	3.2%
5000	814	2.7%
1500	426	1.4%
4000	401	1.3%
10000	343	1.1%
500	250	0.8%
6000	247	0.8%
Other values (6887)	17206	57.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	6703	22.3%
1	21	0.1%
2	13	< 0.1%
3	13	< 0.1%
4	12	< 0.1%
5	9	< 0.1%
6	7	< 0.1%
7	9	< 0.1%
8	6	< 0.1%
9	6	< 0.1%

Value	Count	Frequency (%)
426529	1	< 0.1%
417990	1	< 0.1%
388071	1	< 0.1%
379267	1	< 0.1%
332000	1	< 0.1%
331788	1	< 0.1%
330982	1	< 0.1%
326889	1	< 0.1%
317077	1	< 0.1%
310135	1	< 0.1%

PAY_AMT6
Real number (ℝ_≥0)

HIGH CORRELATION
ZEROS

Distinct	6939
Distinct (%)	23.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5215.502567

Minimum	0
Maximum	528666
Zeros	7173
Zeros (%)	23.9%
Negative	0
Negative (%)	0.0%
Memory size	234.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	117.75
median	1500
Q3	4000
95-th percentile	17343.8
Maximum	528666
Range	528666
Interquartile range (IQR)	3882.25

Descriptive statistics

Standard deviation	17777.46578
Coefficient of variation (CV)	3.408581541
Kurtosis	167.1614296
Mean	5215.502567
Median Absolute Deviation (MAD)	1500
Skewness	10.64072733
Sum	156465077
Variance	316038289.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	7173	23.9%
1000	1299	4.3%
2000	1295	4.3%
3000	914	3.0%
5000	808	2.7%
1500	439	1.5%
4000	411	1.4%
10000	356	1.2%
500	247	0.8%
6000	220	0.7%
Other values (6929)	16838	56.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	7173	23.9%
1	20	0.1%
2	9	< 0.1%
3	14	< 0.1%
4	12	< 0.1%
5	7	< 0.1%
6	6	< 0.1%
7	5	< 0.1%
8	6	< 0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
528666	1	< 0.1%
527143	1	< 0.1%
443001	1	< 0.1%
422000	1	< 0.1%
403500	1	< 0.1%
377000	1	< 0.1%
372495	1	< 0.1%
351282	1	< 0.1%
345293	1	< 0.1%
308000	1	< 0.1%

default.payment.next.month
Categorical

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.7 MiB

0	23364
1	6636

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	30000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	1
2nd row	1
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Length

Histogram of lengths of the category

Pie chart

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Most occurring characters

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Most occurring categories

Value	Count	Frequency (%)
Decimal Number	30000	100.0%

Most frequent character per category

Decimal Number

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Most occurring scripts

Value	Count	Frequency (%)
Common	30000	100.0%

Most frequent character per script

Common

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Most occurring blocks

Value	Count	Frequency (%)
ASCII	30000	100.0%

Most frequent character per block

ASCII

Value	Count	Frequency (%)
0	23364	77.9%
1	6636	22.1%

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Phik (φk)

Phik (φk) is a new and practical correlation coefficient that works consistently between categorical, ordinal and interval variables, captures non-linear dependency and reverts to the Pearson correlation coefficient in case of a bivariate normal input distribution. There is extensive documentation available here.

Cramér's V (φc)

Cramér's V is an association measure for nominal random variables. The coefficient ranges from 0 to 1, with 0 indicating independence and 1 indicating perfect association. The empirical estimators used for Cramér's V have been proved to be biased, even for large samples. We use a bias-corrected measure that has been proposed by Bergsma in 2013 that can be found here.

Count
Matrix

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

First rows

	ID	LIMIT_BAL	SEX	EDUCATION	MARRIAGE	AGE	PAY_0	PAY_2	PAY_3	PAY_4	PAY_5	PAY_6	BILL_AMT1	BILL_AMT2	BILL_AMT3	BILL_AMT4	BILL_AMT5	BILL_AMT6	PAY_AMT1	PAY_AMT2	PAY_AMT3	PAY_AMT4	PAY_AMT5	PAY_AMT6	default.payment.next.month
0	1	20000.0	2	2	1	24	2	2	-1	-1	-2	-2	3913.0	3102.0	689.0	0.0	0.0	0.0	0.0	689.0	0.0	0.0	0.0	0.0	1
1	2	120000.0	2	2	2	26	-1	2	0	0	0	2	2682.0	1725.0	2682.0	3272.0	3455.0	3261.0	0.0	1000.0	1000.0	1000.0	0.0	2000.0	1
2	3	90000.0	2	2	2	34	0	0	0	0	0	0	29239.0	14027.0	13559.0	14331.0	14948.0	15549.0	1518.0	1500.0	1000.0	1000.0	1000.0	5000.0	0
3	4	50000.0	2	2	1	37	0	0	0	0	0	0	46990.0	48233.0	49291.0	28314.0	28959.0	29547.0	2000.0	2019.0	1200.0	1100.0	1069.0	1000.0	0
4	5	50000.0	1	2	1	57	-1	0	-1	0	0	0	8617.0	5670.0	35835.0	20940.0	19146.0	19131.0	2000.0	36681.0	10000.0	9000.0	689.0	679.0	0
5	6	50000.0	1	1	2	37	0	0	0	0	0	0	64400.0	57069.0	57608.0	19394.0	19619.0	20024.0	2500.0	1815.0	657.0	1000.0	1000.0	800.0	0
6	7	500000.0	1	1	2	29	0	0	0	0	0	0	367965.0	412023.0	445007.0	542653.0	483003.0	473944.0	55000.0	40000.0	38000.0	20239.0	13750.0	13770.0	0
7	8	100000.0	2	2	2	23	0	-1	-1	0	0	-1	11876.0	380.0	601.0	221.0	-159.0	567.0	380.0	601.0	0.0	581.0	1687.0	1542.0	0
8	9	140000.0	2	3	1	28	0	0	2	0	0	0	11285.0	14096.0	12108.0	12211.0	11793.0	3719.0	3329.0	0.0	432.0	1000.0	1000.0	1000.0	0
9	10	20000.0	1	3	2	35	-2	-2	-2	-2	-1	-1	0.0	0.0	0.0	0.0	13007.0	13912.0	0.0	0.0	0.0	13007.0	1122.0	0.0	0

Last rows

	ID	LIMIT_BAL	SEX	EDUCATION	MARRIAGE	AGE	PAY_0	PAY_2	PAY_3	PAY_4	PAY_5	PAY_6	BILL_AMT1	BILL_AMT2	BILL_AMT3	BILL_AMT4	BILL_AMT5	BILL_AMT6	PAY_AMT1	PAY_AMT2	PAY_AMT3	PAY_AMT4	PAY_AMT5	PAY_AMT6	default.payment.next.month
29990	29991	140000.0	1	2	1	41	0	0	0	0	0	0	138325.0	137142.0	139110.0	138262.0	49675.0	46121.0	6000.0	7000.0	4228.0	1505.0	2000.0	2000.0	0
29991	29992	210000.0	1	2	1	34	3	2	2	2	2	2	2500.0	2500.0	2500.0	2500.0	2500.0	2500.0	0.0	0.0	0.0	0.0	0.0	0.0	1
29992	29993	10000.0	1	3	1	43	0	0	0	-2	-2	-2	8802.0	10400.0	0.0	0.0	0.0	0.0	2000.0	0.0	0.0	0.0	0.0	0.0	0
29993	29994	100000.0	1	1	2	38	0	-1	-1	0	0	0	3042.0	1427.0	102996.0	70626.0	69473.0	55004.0	2000.0	111784.0	4000.0	3000.0	2000.0	2000.0	0
29994	29995	80000.0	1	2	2	34	2	2	2	2	2	2	72557.0	77708.0	79384.0	77519.0	82607.0	81158.0	7000.0	3500.0	0.0	7000.0	0.0	4000.0	1
29995	29996	220000.0	1	3	1	39	0	0	0	0	0	0	188948.0	192815.0	208365.0	88004.0	31237.0	15980.0	8500.0	20000.0	5003.0	3047.0	5000.0	1000.0	0
29996	29997	150000.0	1	3	2	43	-1	-1	-1	-1	0	0	1683.0	1828.0	3502.0	8979.0	5190.0	0.0	1837.0	3526.0	8998.0	129.0	0.0	0.0	0
29997	29998	30000.0	1	2	2	37	4	3	2	-1	0	0	3565.0	3356.0	2758.0	20878.0	20582.0	19357.0	0.0	0.0	22000.0	4200.0	2000.0	3100.0	1
29998	29999	80000.0	1	3	1	41	1	-1	0	0	0	-1	-1645.0	78379.0	76304.0	52774.0	11855.0	48944.0	85900.0	3409.0	1178.0	1926.0	52964.0	1804.0	1
29999	30000	50000.0	1	2	1	46	0	0	0	0	0	0	47929.0	48905.0	49764.0	36535.0	32428.0	15313.0	2078.0	1800.0	1430.0	1000.0	1000.0	1000.0	1

Overview

Variables

Common Values

Length

Pie chart

Most occurring characters

Most occurring categories

Most frequent character per category

Decimal Number

Most occurring scripts

Most frequent character per script

Common

Most occurring blocks

Most frequent character per block

ASCII

Common Values

Length

Pie chart

Most occurring characters

Most occurring categories

Most frequent character per category

Decimal Number

Most occurring scripts

Most frequent character per script

Common

Most occurring blocks

Most frequent character per block

ASCII

Common Values

Length

Pie chart

Most occurring characters

Most occurring categories

Most frequent character per category

Decimal Number

Most occurring scripts

Most frequent character per script

Common

Most occurring blocks

Most frequent character per block

ASCII

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Phik (φk)

Cramér's V (φc)

Missing values

Sample

First rows

Last rows